Have you ever thought about continuing to give after your lifetime?

Be a Legacy Builder 

Extend your support for Hilton Head Regional Habitat for Humanity and make a lasting impact on families in need of a decent and affordable place to call home.

Whether you would like to put your donation to work today or benefit families after your lifetime, we can help you plan your personal legacy in a way that’s right for you.

Gifts that Cost you Nothing Now:

Your gift empowers people to become self-reliant, successful homeowners in their communities.

It’s just one of the ways that, simply by signing your name, you can be sure families have safe, affordable places to call home. When you include Hilton Head Regional Habitat for Humanity in your estate plans, you provide resources that are essential to achieving the vision of a world where everyone has decent shelter.

We hope that empowering families to build greater self-reliance will be one of your philanthropic priorities.

Gifts by bequest

Making a legacy gift in your will or trust is one of the easiest and most popular ways to partner in the mission.

Here are the most common ways that people make a lasting gift to Habitat for Humanity:

• Residual bequest

  • A percentage of the remainder of your estate after other specific legacies have been fulfilled.

• Specific bequest

  • A specific dollar amount, stated fraction of your estate or specified gift-in-kind such as collections, art, books, jewelry, etc.

• Contingent bequest

  • A gift that is originally intended for other beneficiaries but, in the event of their prior passing, is redirected as a charitable donation.

Sample Language:

General bequest

If you intend to leave an outright gift of cash, securities or other property by designating a specific dollar amount, a particular asset or a fixed percentage of your estate to Hilton Head Regional Habitat for Humanity to be used for general purposes:

“After taking care of all expenses, debts and other provisions, I give, devise and bequeath ___ percent of the rest and residue [or $___ if a specific amount] to Hilton Head Regional Habitat for Humanity, a South Carolina-based charitable organization [Tax ID# 57-0916245] currently with administrative offices at 21 Brendan Lane, PO Box 2747, Bluffton, SC 29910.

Specific bequest

If you intend to make an outright bequest for a specific purpose, such as to build houses or for our repair program:

“I, [name], of [city, state, ZIP], give, devise and bequeath to Hilton Head Regional Habitat for Humanity [written amount or percentage of the estate or description of property] for its charitable purposes, including but not limited to ___________ use and purpose.”

Contingency bequest

If you wish to make a contingency gift so that Habitat for Humanity will receive a portion of your estate if your named beneficiary does not survive you:

“If any of the beneficiaries named in this will should die before becoming entitled to receive their distributive share of my estate, I direct my trustee to pay or transfer the share to which such beneficiary would otherwise be entitled, to Hilton Head Regional Habitat for Humanity for its unrestricted use and purpose.

Gifts by beneficiary designation

When you make a gift to Habitat for Humanity from your retirement plan, insurance plan or other assets, you make it possible for people to obtain safe, affordable places to call home.

Best of all, these gifts are easy to make! Simply contact the firm that holds your assets and completing a beneficiary form.

Retirement funds gift

Many people choose to name Hilton Head Regional Habitat for Humanity as a beneficiary of a retirement plan to reduce their taxes and empower families to become self-reliant homeowners.

Benefits:

• Reduce or eliminate taxes on retirement assets.

• Remove highly taxable assets from your estate by direct beneficiary designation.

• Reduce or avoid probate fees.

• There is no cost to you now.

To name Hilton Head Regional Habitat for Humanity as a beneficiary of your retirement plan, contact your bank or insurance company to see whether a change of beneficiary form must be completed.

Life insurance policy gift

If you have a life insurance policy that has outlasted its original purpose, you can use it to fund a legacy gift while enjoying tax savings during your lifetime.

Benefits:

• Donate ownership and receive a charitable income tax deduction for the market value of the policy.

• Receive additional tax benefits by making annual gifts so that we can pay the premiums.

• Some donated policies can be cashed in and put to good use right away.

• If you retain the policy and name us as beneficiary, the proceeds of your policy will be paid to Habitat for Humanity and your estate will receive the tax deduction from the charitable gift receipt.

Savings Bonds

If you have bonds that have stopped earning interest and you plan to redeem, you will owe income tax on the appreciation. In the end, your heirs will receive only a fraction of the value of the bonds in which you so carefully invested.

• Since Habitat for Humanity is a tax-exempt institution, naming us as a beneficiary ensures that 100 percent of your gift will go toward families in need of decent, affordable housing.

CDs, bank accounts and brokerage accounts

Naming Habitat as the beneficiary of a certificate of deposit, a checking or savings bank account, or a brokerage account is one of the easiest ways to positively impact our homeowner families.

Donor-advised fund residuals

Final distribution of contributions remaining in a donor-advised fund is governed by the contract you completed when you created your fund. Please consider naming Habitat as a successor of your account or a portion of your account value.

Charitable Gift Annuity

A charitable gift annuity is a contract between a donor and a charity with the following terms: As a donor, you make a sizable gift to charity using cash, securities or possibly other assets. In return, you become eligible to take a partial tax deduction for your donation, plus you receive a fixed stream of income from the charity for the rest of your life.

Need help or have additional questions? Contact us at 843.681.5864 or jebbush@habitathhi.org.

Let us know - Join our Legacy Builders

Often times, we do not know a bequest is coming until it arrives. While we are able to thank the family, we would like to honor and show our appreciation to you. If you would like to share that you are leaving a bequest to Hilton Head Regional Habitat for Humanity, please fill out this form. (This is no way a contract, or a legal pledge, and you are free to change your mind at any time)